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Impact

Supporting underserved MSMEs

With its young, growing and digitally savvy population, the MENA region is brimming with potential and innovation. But promising entrepreneurs are struggling to obtain financing, as financial institutions perceive them to be too risky.
 

We have a solution. 

 

We broaden financial inclusion for MSMEs by investing via our financial institution partners. In addition, our Advisory & Capacity Building team works with our partners to structure tailored products and provide training for their borrowers. The team also works directly with MSMEs to formalise their accounts and modernise their operations. 

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Generating measurable impact

Figures as of Q4 2024

* Figures are modeled by the SANAD Fund based on primary reporting and third-party data

$2.3B

Volume of sub-loans facilitated to businesses and households 

448,000*

Indirect jobs supported 

141,000*

Indirect jobs held by women

57%

Share of rural MSME end-borrowers

 

 

 

Contributing to the following SDGs

SDG 1
SDG 2
SDG 5
SDG 8
SDG 9
SDG 10
SDG 17

MSMEs are the backbone of our economies, supporting them is critical to driving inclusive growth, creating jobs, and ensuring long-term stability in the regions we serve.

Iveta Tancheva-Nikolova, Portfolio Manager

Ensuring MSMEs reach their growth potential

Financial inclusion of underserved segments 
Through our financial institution partners, we channel financing to underserved segments of the market, particularly young, female and rural-based entrepreneurs. We can also offer local currency lending, which protects our financial institution partners and their end clients from currency fluctuations. 
 

Innovation
It is essential that we drive financial inclusion through digitisation. We do this by investing in innovative fintechs through our equity sub-funds. We also provide consultancy services to accelerate innovation, digitalization and operational improvements of financial institutions and end-borrowers.

 

Institution building
We work with our financial institution partners over the long-term, enhancing institutional capacities and creating lasting systemic impact. We work with our partners to enhance their skills and processes, maintain high standards and embed advanced processes. This helps them better serve their current MSME clients and expand their client base.

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Enhancing impact through Advisory & Capacity Building 

Figures as of Q4 2024

$30M

in projects

388

Projects managed

48,000

Beneficiaries  

52%

Female beneficiaries 

We enhance our impact with a service that is well-funded and tailored to support the needs of financial institutions, MSMEs and sectoral partners (inc. central banks and industry associations).


We help financial institutions structure new products and offer consultancy services on ESG, risk management and more. We also train businesses on fundamentals (e.g., marketing and finance) and modern solutions (e.g., digitalization, sustainability). 


We also work with partners across the region to build inclusive financial systems. These provide access to financial services, embed responsible finance principles and support ecosystems that foster growing businesses.
 

sanad tapestry2

I have shared my experiences and success stories with other women, who are passionate about advancing in their careers. Additionally, I have recommended various training courses to help them effectively manage their own businesses and understand their roles on boards or as entrepreneurs or startups.

Asma Abbadi, Board Member on the Middle East for Payment Services (MEPS)

Our Impact Stories

MENA tapestry2corn2womenpreneur4
Supporting economic resilience in times of war
Transformative Agricultural Investments, Cultivating Resilience
Backing Women, Building Resilience

Our recognised impact management and measurement system

Information for investors

Sorry, in respect of the United States of America, Canada, Japan or Australia or any other jurisdiction in which the distribution, offer, sale, transfer or resale would be prohibited by applicable law, no investment in notes/shares or other instruments of the Fund (or its sub-fund(s)) can be offered or made.