Please note that by using this website (the “Website”), you consent to the following terms of use and to the processing of your personal data according to such terms. If you are unwilling to accept these terms and adhere to these conditions, you should not use the Website.

1. Applicable law and judicial forum

This Website is subject to the laws of the Grand Duchy of Luxembourg. Any legal claims or lawsuits in conjunction with this Website or its use are subject to the Courts of Luxembourg City.

2. Use of the Website / Copyright

The entire content of this Website is subject to copyright law, with all rights reserved. You may download or print out a hard copy of individual pages and/or sections of the Website, provided that you do not remove copyright or other proprietary notices. Any downloading or otherwise copying from the Website will not constitute a transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Website without the prior written permission of the SANAD Fund for MSME (the “SANAD”).

3. No Offer

Nothing on the Website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.

4. No Reliance

While SANAD uses reasonable efforts to obtain information from sources that it believes to be reliable, neither SANAD nor any of its officers, employees, service providers or advisers make any representation that the information or opinions contained on the Website are accurate, reliable or complete. The information and opinions contained in the Website are provided for informational purposes only and are subject to change without notice. Nothing contained on the Website constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

5. No Warranty

The information and opinions contained on the Website are provided without any warranty of any kind, either express or implied.

6. Limitations of Liability

In no event, including (without limitation) negligence, will SANAD or any of its officers, employees, service providers or advisers be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the Website.

7. Linked Websites

Accessing certain links on the Website may cause you to leave the Website. SANAD or any of its officers, employees, service providers or advisers have not reviewed any of the websites linked to the Website and do not endorse or accept any responsibility for the content of such websites nor the products, services or other items offered through such websites.